An AI money assistant that knows your numbers
Ask "Where did my money go this month?" or "Can I cover my card bills?" and get a clear answer worked out from your own accounts, budget and spending.
Notes on your month
With Overvue AI on, the Stats tab adds a few short notes on what changed: a category that's climbing, a good savings month, a habit worth a look. Tap one to ask a follow-up.
Ask in plain words
Type a question or start from a suggested one picked for your month. Answers use your balances, budget, card bills and transactions, and suggest follow-up questions you might want to ask next.
Off until you turn it on
Overvue AI is opt-in. Before it starts, Overvue shows exactly what the AI sees: amounts, dates, categories, notes and account nicknames, never your email, password or card numbers. Chats aren't stored, and you can switch AI off in Settings at any time.
Free questions every month
The free plan includes 10 AI questions a month and a fresh set of insights each day. Overvue Pro raises that to 300 questions a month and six insight refreshes a day.
- Short notes on what changed this month
- Answers from your own accounts and budget
- Opt-in, with what it sees spelled out first
- Chats aren't stored
- 10 free questions a month
Frequently asked questions
Is Overvue AI on by default?
No. It stays off until you turn it on, and you can turn it off again in Settings.
What data does the AI see?
Your balances, budget and transactions: amounts, dates, categories, notes and account nicknames. Never your email, password or card numbers.
Are my AI chats saved?
No. Overvue's AI service reads your data only while answering, and chats aren't stored.
Can the AI give financial advice?
It explains your own numbers, but it isn't a financial adviser and answers can be wrong, so check anything important before acting on it.
More from Overvue
Net worth tracker
Track your net worth in one place. Overvue adds up your bank balances and money lent, subtracts card debt and loans, and shows the trend over time.
Expense tracker
Log expenses and income in a couple of taps, see spending by category, compare with last month and track your savings rate with Overvue.
Budget planner
Set one monthly budget, see what's left to spend per day and get a month-end forecast so overspending never sneaks up on you.
Lend & borrow tracker
Keep track of money you've lent to friends or borrowed from them. Overvue counts it toward your net worth so nothing slips through.
Credit card tracker
Keep credit cards next to your bank accounts, track card payments and see when each bill is due with Overvue.
Subscription tracker
Track every subscription in one place: see your monthly and yearly cost, what renews in the next 30 days, and get a reminder before each charge.
Event countdown
Count down to trips, birthdays, loan end dates and tax deadlines in Overvue. Yearly events roll over on their own, so you never miss one.
Know where you stand.
Overvue is launching on iPhone and Android.